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Brex
Accounting & Finance
★ 4.2
rating
$12/user/mo (Premium)
starts at
Free
tier
VS
★ Winner
Mercury
Accounting & Finance
★ 4.5
rating
N/A
Quick verdict
Mercury wins for startups and tech companies wanting modern banking with star.
Mercury has a 4.5 rating vs 4.2 for Brex. Brex is the better pick if you need vc-backed startups wanting corporate cards without personal guarantees..
Performance overview
Brex
Mercury
Overall
4.24.5
Ease of use
4.04.2
Value for money
4.04.7
Features
Side-by-side comparison
Choose based on your needs
Choose Brex if...
Best for
VC-backed startups wanting corporate cards without personal guarantees.
No personal guarantee required for corporate cards
Startup-optimized rewards (SaaS, travel, restaurants)
Choose Mercury if...
Best for
Startups and tech companies wanting modern banking with startup-specific features.
Best banking interface available — beautiful and functional
API enables programmatic banking automation