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Is Divvy Worth It in 2026? Our Honest Verdict
Best Free Corporate Cards
Divvy: Completely free corporate card with excellent budget controls.
Rating★ 4.4/5
Starting priceFree
Best forTeams wanting free corporate cards with
CategoryAccounting & Finance
Who Divvy Is Worth It For
- ✓Teams wanting free corporate cards with budget controls
- ✓Completely free
- ✓Excellent budget controls
- ✓Bill.com integration
Who Should Look Elsewhere
- ✕Not ideal for international companies — us-only
- ✕US-only
- ✕Being merged into Bill.com brand
- ✕Fewer rewards than Ramp
Is Divvy Pricing Fair?
| Tier | Price |
|---|---|
| Free | Free |
| Starter | Free |
| Pro | Free |
| Enterprise | Custom |
Pricing verified March 2026.
How Divvy Compares
| Divvy | Ramp | Stripe | Mercury | |
|---|---|---|---|---|
| Price | Free | Free | 2.9% + $0.30/txn (Standard) | Free |
| Rating | ★ 4.4 | ★ 4.8 | ★ 4.6 | ★ 4.5 |
| Verdict | Best Corporate Card | Recommended | Recommended | |
| Free Tier |
AICores Verdict on Divvy
Completely free corporate card with excellent budget controls. Now part of Bill.com, giving it AP automation upside. Great Ramp alternative with stronger budgeting features.
AICores Editorial Review
Reviewed by AICores Editorial Team
Last updated: May 2026
Frequently Asked Questions
Is Divvy worth the money?▼
Completely free corporate card with excellent budget controls. Now part of Bill.com, giving it AP automation upside.
Is there a free version of Divvy?▼
Yes, Divvy offers a free tier. Paid plans start at Free and include additional features and capacity.
What are the best alternatives to Divvy?▼
Ramp, Stripe, Mercury are the top alternatives. Ramp is best for startups and mid-market companies wanting modern spend management and has a 4.8 star rating.
Who should NOT use Divvy?▼
Divvy is not ideal for international companies — us-only. Common drawbacks include: US-only. Being merged into Bill.com brand.