Mercury Pricing in 2026 — All Plans Compared

4.5 (178 reviews)|free

Free

$0

Free checking, no minimums, no monthly fees

Is the Free Tier Enough?

Mercury offers a free tier: Free checking, no minimums, no monthly fees

The free plan works well for individual users and small teams getting started. If you need advanced features, more storage, or team collaboration, you will likely need to upgrade to the Starter or Pro plan. We recommend starting free and upgrading only when you hit a concrete limitation.

Which Plan Should You Pick?

FREE

Best if you are a solo user testing Mercury or need basic functionality without paying.

Price Comparison vs Alternatives

PlanMercuryRampGusto Payroll
Free TierYesYesYes
StarterN/AFree$40/mo + $6/person/mo
ProN/A$12/user/mo (Ramp Plus)$80/mo + $12/person/mo
EnterpriseN/ACustomCustom
Rating 4.5 4.8 4.6