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Mercury
AICores
Banking for startups. Beautiful interface, powerful APIs, and founder-friendly features.
178 reviews
Free tierHas API
Mercury is what banking should feel like. The interface is gorgeous, the API enables automation, and the startup-specific features (burn rate, runway) show they understand their audience. Free checking with no minimums. For startups, there is no reason to use a traditional bank.
What's great
- Best banking interface available — beautiful and functional
- API enables programmatic banking automation
- Startup metrics like burn rate and runway built in
Watch out for
- No physical branches for in-person banking
- FDIC insurance through partner banks, not Mercury directly
- Limited to US-based businesses
Quick Facts
Founded2019
PricingFree
Free tierYes
Platformsweb, ios, android
APIAvailable
CategoryAccounting & Finance
Q: What is Mercury?
Mercury is the bank account designed for startups and tech companies. The interface is beautiful — light years ahead of traditional banking.
Q: How much does Mercury cost?
Mercury offers a free plan. Free checking, no minimums, no monthly fees.
Q: Who is Mercury best for?
Mercury is best for startups and tech companies wanting modern banking with startup-specific features..
Q: Is Mercury free?
Yes, Mercury is completely free.
Best for
Startups and tech companies wanting modern banking with startup-specific features.
Not ideal for
Traditional businesses that need branch access and personal banking relationships.
Free
Free checking, no minimums, no monthly fees
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AICores Editorial Review
Reviewed by AICores Editorial Team
Last updated: May 2026
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