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Is Expensify Worth It in 2026? Our Honest Verdict
Best Expense Reports
Expensify: Still the gold standard for receipt scanning and expense reports.
Rating★ 4.2/5
Starting price$5/user/mo
Best forTeams needing simple expense reporting a
CategoryAccounting & Finance
Who Expensify Is Worth It For
- ✓Teams needing simple expense reporting and receipt capture
- ✓Best receipt scanning in the market
- ✓Simple UX
- ✓Strong accounting integrations
Who Should Look Elsewhere
- ✕Not ideal for companies wanting full spend management (ramp is better)
- ✕Full platform feels bloated
- ✕Corporate card less competitive vs Ramp
- ✕Customer support inconsistent
Is Expensify Pricing Fair?
| Tier | Price |
|---|---|
| Free | Free (personal use) |
| Starter | $5/user/mo |
| Pro | $9/user/mo |
| Enterprise | $18/user/mo |
Pricing verified March 2026.
How Expensify Compares
| Expensify | Ramp | Stripe | Mercury | |
|---|---|---|---|---|
| Price | $5/user/mo | Free | 2.9% + $0.30/txn (Standard) | Free |
| Rating | ★ 4.2 | ★ 4.8 | ★ 4.6 | ★ 4.5 |
| Verdict | Best Corporate Card | Recommended | Recommended | |
| Free Tier |
AICores Verdict on Expensify
Still the gold standard for receipt scanning and expense reports. SmartScan is magic. Losing ground to Ramp for full spend management but unbeatable for pure expense reporting.
AICores Editorial Review
Reviewed by AICores Editorial Team
Last updated: May 2026
Frequently Asked Questions
Is Expensify worth the money?▼
Still the gold standard for receipt scanning and expense reports. SmartScan is magic. Losing ground to Ramp for full spend management but unbeatable for pure expense reporting.
Is there a free version of Expensify?▼
Yes, Expensify offers a free tier. Paid plans start at $5/user/mo and include additional features and capacity.
What are the best alternatives to Expensify?▼
Ramp, Stripe, Mercury are the top alternatives. Ramp is best for startups and mid-market companies wanting modern spend management and has a 4.8 star rating.
Who should NOT use Expensify?▼
Expensify is not ideal for companies wanting full spend management (ramp is better). Common drawbacks include: Full platform feels bloated. Corporate card less competitive vs Ramp.
Compare Expensify head-to-head
See how Expensify stacks up against the top alternatives.
Expensify vs Ramp→