PRICING VERIFIED MAY 2026

Best Expensify Alternatives 2026: 8 Reviewed | AICores · AICores

Home/Accounting & Finance/Expensify Alternatives

Best Expensify Alternatives in 2026

We reviewed 8 alternatives to Expensify. Pricing verified March 2026. No sponsored placements.

Why Look for Expensify Alternatives?

Common reasons people switch from Expensify:

✕Full platform feels bloated
✕Corporate card less competitive vs Ramp
✕Customer support inconsistent
✕Not ideal for companies wanting full spend management (ramp is better)

Top 8 Alternatives to Expensify

RampBest Corporate Card★ 4.8

From Free · Best for Startups and mid-market companies wanting modern s

View Details

StripeRecommended★ 4.6

From 2.9% + $0.30/txn (Standard) · Best for Any business accepting online payments, especially

View Details

MercuryRecommended★ 4.5

free · Best for Startups and tech companies wanting modern banking

View Details

MelioBest Free Bill Pay★ 4.5

From 2.9% (credit card) · Best for Small businesses paying vendors and contractors

View Details

WiseRecommended★ 4.5

From Per-transfer fees (varies by currency) · Best for Businesses and individuals making international tr

View Details

DivvyBest Free Corporate Cards★ 4.4

From Free · Best for Teams wanting free corporate cards with budget con

View Details

SquareBest POS Ecosystem★ 4.4

From $29/mo (Plus) · Best for Brick-and-mortar businesses and restaurants

View Details

Lemon SqueezyRecommended★ 4.3

From 5% + $0.50 per transaction · Best for Indie creators selling digital products, SaaS, cou

View Details

Ramp — Best Accounting & Finance Alternative for Startups and mid-market companies wantin

Ramp combines corporate cards, expense management, bill pay, and accounting automation into one platform. AI automatically categorizes expenses and flags wasteful spending..

Best Corporate CardFrom Free★ 4.8Read full review →

Stripe — Best Accounting & Finance Alternative for Any business accepting online payments,

Stripe is the payment infrastructure that powers millions of businesses. The API handles one-time payments, subscriptions, invoicing, marketplaces, and platform payments with developer-friendly documentation that is the gold standard in fintech. If you accept payments online, Stripe is the default starting point.

RecommendedFrom 2.9% + $0.30/txn (Standard)★ 4.6Read full review →

Mercury — Best Accounting & Finance Alternative for Startups and tech companies wanting mode

Mercury is the bank account designed for startups and tech companies. The interface is beautiful — light years ahead of traditional banking. The API enables programmatic banking.

RecommendedFree★ 4.5Read full review →

Expensify vs Top Alternatives

	Expensify	Ramp	Stripe	Mercury
Price	$5/user/mo	Free	2.9% + $0.30/txn (Standard)	N/A
Free Tier	✓	✓	✓	✓
Rating	★ 4.2	★ 4.8	★ 4.6	★ 4.5
Verdict	Best Expense Reports	Best Corporate Card	Recommended	Recommended
API	✓	✓	✓	✓

Frequently Asked Questions

What is the best free alternative to Expensify?▼

Ramp is the highest-rated free alternative to Expensify. It offers startups and mid-market companies wanting modern spend management and has a 4.8 star rating from 245 reviews.

Why do people look for Expensify alternatives?▼

Common reasons include: Full platform feels bloated. Corporate card less competitive vs Ramp. Expensify is companies wanting full spend management (ramp is better).

Is Expensify the best accounting & finance tool?▼

Based on our review, Expensify is Best Expense Reports for teams needing simple expense reporting and receipt capture. However, Ramp may be better for startups and mid-market companies wanting modern spend management.

What is cheaper than Expensify?▼

Stripe starts at 2.9% + $0.30/txn (Standard) compared to Expensify at $5/user/mo. It has a 4.6 rating and is best for any business accepting online payments, especially those with developers..

Related Comparisons

Expensify vs Ramp— Full Comparison →Expensify vs Stripe— Full Comparison →Expensify vs Mercury— Full Comparison →

Still not sure which to pick?

Try our AI Tool Finder to get a personalized recommendation.

Find Your Perfect Tool