Melio

Situational

Free B2B payments platform for small businesses

120 reviews

Free tier

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In a nutshell

The simplest way for small businesses to pay bills. Free bank transfers are genuinely free. The credit card option is brilliant for earning rewards on business expenses.

What's great

Free bank transfers
Pay by credit card to earn rewards
Dead simple UX

Watch out for

Limited features vs Bill.com
No AR features
US-only

Best for

Small businesses paying vendors and contractors

Not ideal for

Enterprises needing complex AP workflows

Pricing

Free

Free (bank transfers)

Starter

2.9% (credit card)

Pro

Free

Enterprise

N/A

View official pricing →

How it compares

Ramp

4.8

Corporate card and spend management platform that saves money

Gusto Payroll

4.6

Modern payroll and HR platform for small businesses

Stripe

4.6

The payment infrastructure for the internet. APIs for every payment scenario imaginable.

See full comparison →

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