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Stripe
AICores
[US][EU]GDPR
The payment infrastructure for the internet. APIs for every payment scenario imaginable.
456 reviews
Free tierHas API
Stripe is the best payment platform for online businesses. The API documentation is legendary, the feature breadth is staggering, and the reliability is enterprise-grade. The 2.9% + $0.30 per transaction is industry standard. If you accept payments online, start with Stripe.
What's great
- Best API documentation and developer experience in fintech
- Comprehensive platform beyond payments (billing, connect, radar)
- No monthly fees — pay only per transaction
Watch out for
- 2.9% + $0.30 is not the cheapest rate available
- Developer-centric approach can intimidate non-technical users
- Customer support responsiveness has been criticized
Quick Facts
Founded2010
PricingFrom 2.9% + $0.30/txn (Standard)
Free tierYes
Platformsweb
APIAvailable
CategoryAccounting & Finance
Q: What is Stripe?
Stripe is the payment infrastructure that powers millions of businesses. The API handles one-time payments, subscriptions, invoicing, marketplaces, and platform payments with developer-friendly documentation that is the gold standard in fintech.
Q: How much does Stripe cost?
Stripe starts at 2.9% + $0.30/txn (Standard). A free tier is available with No monthly fees, pay-per-transaction.
Q: Who is Stripe best for?
Stripe is best for any business accepting online payments, especially those with developers..
Q: Is Stripe free?
Stripe offers a freemium model with a free tier. Paid plans start at 2.9% + $0.30/txn (Standard).
Best for
Any business accepting online payments, especially those with developers.
Not ideal for
Physical retail without online component — Square handles in-person payments better.
Free
No monthly fees, pay-per-transaction
Starter
2.9% + $0.30/txn (Standard)
Pro
Custom rates (volume)
Enterprise
Custom (Enterprise)
View official pricing →Verified March 2026
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