Wise
RecommendedInternational transfers at the real exchange rate. The fairest way to send money globally.
Wise is the fairest way to transfer money internationally. The real exchange rate with transparent fees saves 2-5% compared to traditional banks. The multi-currency account simplifies international business. For anyone sending money across borders, Wise should be the first option evaluated.
What's great
- Real mid-market exchange rate with no hidden markups
- Multi-currency account holds 40+ currencies
- Transparent upfront fees — no surprises
Watch out for
- Not a full business bank account — limited to transfers and holding
- Transfer speeds vary by currency pair and method
- Not useful for domestic-only businesses
Best for
Businesses and individuals making international transfers who want fair exchange rates.
Not ideal for
Domestic-only businesses with no international payment needs.
Free
Free account, pay per transfer (0.3-2%)
Starter
Per-transfer fees (varies by currency)
Enterprise
Custom pricing for high volume
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