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Ramp
Corporate card and spend management platform that saves money
245 reviews
Free tierHas API
The best free corporate card and expense platform. Actually saves companies money with AI-powered spending insights. Brex alternative that has overtaken them in most categories.
What's great
- Free core product
- AI spending insights genuinely save money
- Excellent UX
Watch out for
- Requires business credit check
- Some features need paid tier
- US-only
Quick Facts
Founded2019
PricingFrom Free
Free tierYes
PlatformsWeb, iOS, Android
APIAvailable
CategoryAccounting & Finance
Q: What is Ramp?
Ramp combines corporate cards, expense management, bill pay, and accounting automation into one platform. AI automatically categorizes expenses and flags wasteful spending.
Q: How much does Ramp cost?
Ramp starts at Free. A free tier is available with Free (card + expense management).
Q: Who is Ramp best for?
Ramp is best for startups and mid-market companies wanting modern spend management.
Q: Is Ramp free?
Ramp offers a freemium model with a free tier. Paid plans start at Free.
Best for
Startups and mid-market companies wanting modern spend management
Not ideal for
Solo freelancers with minimal expenses
Free
Free (card + expense management)
Starter
Free
Pro
$12/user/mo (Ramp Plus)
Enterprise
Custom
1
2
3
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AICores Editorial Review
Reviewed by AICores Editorial Team
Last updated: May 2026
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