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Wave
AICores
Free accounting software. Invoicing, expense tracking, and reports at zero cost.
312 reviews
Free tier
Wave is the best free accounting software. Period. The core features rival QuickBooks Simple Start at $0/month instead of $30/month. The limitations are real — no inventory, basic reporting, limited integrations — but for freelancers and micro-businesses, Wave eliminates the need to pay for accounting software.
What's great
- Genuinely free accounting, invoicing, and reporting
- Unlimited users at no cost
- Feature set covers standard small business needs
Watch out for
- No inventory management
- Limited integrations compared to QuickBooks
- No API limits custom automation
Quick Facts
Founded2010
PricingFrom Payments: 2.9% + $0.60/transaction
Free tierYes
Platformsweb, ios, android
APINot available
CategoryAccounting & Finance
Q: What is Wave?
Wave provides free accounting software — genuinely free, not freemium. Invoicing, expense tracking, bank connections, financial reports, and unlimited users for $0/month.
Q: How much does Wave cost?
Wave starts at Payments: 2.9% + $0.60/transaction. A free tier is available with Full accounting, invoicing, and reporting — free forever.
Q: Who is Wave best for?
Wave is best for solopreneurs and micro-businesses who need real accounting software at zero cost..
Q: Is Wave free?
Yes, Wave is completely free.
Best for
Solopreneurs and micro-businesses who need real accounting software at zero cost.
Not ideal for
Growing businesses needing inventory, project management, or advanced reporting.
Free
Full accounting, invoicing, and reporting — free forever
Starter
Payments: 2.9% + $0.60/transaction
Pro
Payroll: $20/mo + $6/employee
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AICores Editorial Review
Reviewed by AICores Editorial Team
Last updated: May 2026
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